Built not to become a scandal.

You buy individual long-leasehold title and retain genuine ownership and control. No pooled-return structure. A written perimeter opinion from FCA-regulatory counsel is a precondition of launch — no scheme opens for reservation without it.

We promote only to high-net-worth, sophisticated, professional and introducer categories — or route a promotion through an FCA-authorised approver. The funnel hard-blocks non-compliant outreach. Your certification, declarations and what you were shown are recorded and retained.

Deposits are held in an SRA-regulated stakeholder / escrow account and released against verified build milestones — with solicitors on both sides and transparent build-out reporting.

Every price is underpinned by an independent RICS Red Book valuation. No 'guaranteed riches' language — only a properly-structured, lease-backed managed rent.

Keystone's Operator Covenant Standard: every lease is to a real, independent, independently-funded operator — never a developer-affiliated shell. The operator is named and its Companies House accounts are published in the data room before reservations open, and its own balance sheet stands behind the rent across the portfolio.

Identity and source-of-funds (AML) checks on every buyer — required by law, run on every reservation — alongside automated KYC, sanctions and PEP screening. No exceptions, full audit trail.

Only two products are engineered for pensions — commercial interests in the registered care homes (care-institution exemption, written tax opinion before any pension money) and Greenock hostel rooms (hotel/hostel exemption, in-house Sch 29A analysis, no personal-use rights). Never self-certified: the investor's own administrator assesses the asset and their written acceptance is the gate; HMRC has the final say. Unfurnished for pension buyers, completed via the scheme administrator. The apartments are never positioned for pensions, and Keystone gives no pension advice and never encourages transfers.